As a small business, we strongly believe in supporting other local small businesses. Why? Simple really- they support us. And when we all do well, the community benefits.
As a small business, we know how hard you’ve worked to build a successful business. We know what makes you tick and what makes you keep going when you think you can’t go on. We’ve been there.
And we’ve seen the devastation experienced when you fail to protect your business. So, that’s what we’re here for. Think of us as a business partner. We WANT you to succeed. And we’ve got solutions that will help you get there.
Here’s the most common “problems” businesses face and the insurance solutions.
- Property insurance for the building, structure and other property you use to do business.
- Liability insurance in case someone claims that your business caused him or her harm. Your liability insurance pays damages to third parties resulting from bodily injury or property damage for which your business is legally liable, up to the policy limits, as well as legal fees. It may also cover the medical bills of people injured by your business.
- Commercial auto insurance for vehicles owned by your business. The insurance pays any costs to third parties resulting from bodily injury or property damage for which your business is legally liable, up to the policy limits. Depending on what kind of coverage you buy, the insurance may pay to repair or replace your vehicle because of damage resulting from accidents, theft, flooding and other events.
- A business catastrophe liability or umbrella policy that is designed to protect against catastrophic losses. For the typical business, the umbrella policy would provide protection over and above general liability and auto liability policies.
If your situation requires more specialized coverage, talk to us! We have access to a wide range of companies.